Financial Tools

"Changing Times Demand Innovative CPA's"

We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision making process.

Auto
Car Loan Calculator, Lease vs. Buy, More...
Business
Equipment Buy vs. Lease, More...

Investment
Municipal Bond Tax Equivalent Yield, More...

Loan
Amortizing Loan Calculator, Existing Loan Calculator, Loan Comparison Calculator, Loan Prequalification Calculator, More...

Mortgage
Maximum Mortgage, Mortgage Loan Calculator, Mortgage Qualifier, Mortgage Refinance Break Even, Mortgage Required Income, More...

Personal Finance
Life Expectancy, Net Worth, More...

Retirement
Beneficiary Required Minimum Distributions, Required Minimum Distribution (RMD), Roth 401(k) vs. Traditional 401(k), Roth IRA vs. Traditional IRA, Social Security Benefits, More...

Savings
College Savings, Compounding and Your Return, More...

Tax
Net to Gross Paycheck Calculator, Payroll Deductions Calculator, More...

Auto


Car Loan CalculatorDetermine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Lease vs. BuyShould you lease your next automobile or finance it? Find out with this calculator!
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Business


Equipment Buy vs. LeaseShould you lease your equipment or finance it? Find out with this calculator!
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Investment


Municipal Bond Tax Equivalent YieldIncome generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
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Loan


Amortizing Loan CalculatorEnter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Existing Loan CalculatorUse this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Loan Comparison CalculatorUse this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Loan Prequalification CalculatorUse this calculator as your first step in determining your ability to qualify for a loan.
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Mortgage


Maximum MortgageUse this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
Mortgage Loan CalculatorUse this calculator to determine your monthly payment and amortization schedule.
Mortgage QualifierCan you buy your dream home? Find out just how much you can afford!
Mortgage Refinance Break EvenShould you refinance your mortgage? Use this calculator to determine when you will break even.
Mortgage Required IncomeUse this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
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Personal Finance


Life ExpectancyThis calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Net WorthThis calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
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Retirement


Beneficiary Required Minimum DistributionsUse this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.
Required Minimum Distribution (RMD)Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Roth 401(k) vs. Traditional 401(k)Use this calculator to determine which 401(k) contribution type might be right for you.
Roth IRA vs. Traditional IRAUse this calculator to determine which IRA may be right for you.
Social Security BenefitsUse this calculator to estimate your Social Security benefits.
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Savings


College SavingsUse this calculator to help develop or fine tune your education savings plan.
Compounding and Your ReturnThis calculator demonstrates how compounding can affect your savings.
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Tax


Net to Gross Paycheck CalculatorDetermine the gross paycheck needed to provide a required net amount.
Payroll Deductions CalculatorUse this calculator to help you determine the impact of changing your payroll deductions.
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